David Unterman

Author's details

Name: David Unterman
Date registered: November 15, 2010

Latest posts

  1. Blue Cross drops its zero cost Med. Advantage most places — September 19, 2011
  2. State wins battle with Blue Shield over rate increase — March 17, 2011
  3. Deregulate the whole thing! says my Congressman — February 8, 2011
  4. Aetna the new choice for price — January 4, 2011
  5. California insurance companies join together, squeeze agents to cut overhead — December 15, 2010

Most commented posts

  1. State fines insurers–chump change, or start of a trend? — 1 comment

Author's posts listings

Sep
19

Blue Cross drops its zero cost Med. Advantage most places

Freedom Blue, with zero cost in almost all of Calif., WAS a nice program. Many people heard the overview and said “it’s too good to be true–what’s the catch?” The catch is, it’s finished. Unsustainable–apparently. Out-competed by AARP / United Health Care / Secure Horizons–another part of the equation. Customers are just starting to get… Continue reading »

Mar
17

State wins battle with Blue Shield over rate increase

Blue Shield apparently gave up on their fight with Dave Jones and the Calif. Dept. of Insurance, as they dropped their plans to raise individual rates this year. Individual customers will see level rates unless they hit a 5-year birthday or move to a more expensive area. Anthem-Blue Cross, Aetna, and Pacificare haven’t yet responded… Continue reading »

Feb
08

Deregulate the whole thing! says my Congressman

This area elected a smart but clueless, experienced right wing career politician, Congressman Tom McClintock. While visiting my town recently, he sounded off on “we need less regulation…let’s sell insurance across state lines to reduce costs.” Here’s the long version of my response. I sent a shorter version to the Grass Valley Union so it… Continue reading »

Jan
04

Aetna the new choice for price

over age 50, anyway, here in the foothills. 50 to 100 less monthly than Blue Shield and Blue Cross. At younger ages, Blue Cross’ Tonik and Blue Shield’s HSA plans are still competitive but not as you get older. In my main County, Nevada County (Calif.) their doctor network is a bit weak but still… Continue reading »

Dec
15

California insurance companies join together, squeeze agents to cut overhead

Conspiracy? Price fixing cartel? Tweedledum, tweedledee, tweedledoo? You decide. Wed., Dec. 8—Aetna emails its agents who sell individual health insurance, detailing a complicated set of tiers that will cut agent’s commissions to about 4% of gross premium at first, then declining as clients get older. Thurs. Dec. 9—Blue Shield posts a byzantine apology—not summed up… Continue reading »

Dec
11

After 9 months, Blue Cross of CA is cleared to write new individual health insurance

Hottest news is that Blue Cross is back in the individual health insurance market after 9 months of fighting with California regulators. This is good for all individual insurance customers, because without Blue Cross and their aggressive pricing, there just isn’t enough competition. Blue Shield in recent months has gotten overly snooty about who they… Continue reading »

Nov
30

State fines insurers–chump change, or start of a trend?

California insurance regulators apparently reached a “plea bargain” over rejected claims from health insurance companies, with fines of up to $900,000 and more restitution to come. The companies did not publicly criticize the fines, so they must think the amounts and the process are OK. Here’s LA Times’ report’s take on it. The relative sizes… Continue reading »